From debt consolidation to dream holidays, our AI, G, finds you the perfect Secured or Unsecured Personal Loan with fast approval and no credit score impact.
Personal Finance, Powered by AI
At Gfinance, we're transforming how Australians get personal loans. Say goodbye to guesswork and hello to intelligent solutions. Our AI, G, connects you to the right lender, fast.
Rapid Approvals
Life moves fast, and so do we. G can help you get pre-approved for a personal loan within hours, not days.
Inclusive & Fair
We believe financial help should be for everyone. G finds solutions for all credit and employment backgrounds, including:
PAYG & Self-Employed
Centrelink Benefits & Pension
Retired
Even with past defaults
Competitive Interest Rates
Access a broad panel of lenders through G, giving you competitive rates starting from just 5.79% p.a.
Flexible Terms & No Hidden Fees
Manage your money your way. Enjoy options for extra repayments without penalties and, with many partners, no early exit fees on your loan.
Achieve Your Goals in 3 Simple Steps
Complete our quick, obligation-free Fact Finder. This is a soft credit check only, designed to protect your credit file.
Our powerful AI, G, instantly analyses your profile against criteria from a wide range of lenders to pinpoint your best personal loan options.
Review your tailored loan offers, select the one that suits you best, and once approved, your funds will be on their way to help you achieve your goals!
Understanding Your Personal Loan Options
Gfinance offers both Secured and Unsecured Personal Loans, each designed to meet different needs.
Ideal for smaller, flexible needs like:
Debt consolidation
Travel expenses
Education costs
Minor home improvements
Emergency repairs
With an Unsecured Personal Loan, you don't need to use an asset as security.
Secured Personal Loans
Perfect for larger financial goals where you have an asset (like a car, boat, or property) to use as security. These can offer:
Lower interest rates
Larger loan amounts
Longer terms up to 7 years
Great for significant home renovations, large debt consolidation, or other major investments.
Ready to Take the Next Step Towards Your Financial Goals?
Don't let past credit or complex applications hold you back. Let G, your AI financial partner, simplify the process and find your ideal personal loan today.